Wealth Management Services

Wealth Management - Financial Planning

Financial Planning

After a detailed discussion about your goals and objectives, our team of experts evaluate your current financial situation, identifying strengths, weaknesses, opportunities, and areas of concern. Then, we design a plan that reflects your objectives, and helps you pursue a work optional lifestyle. Our team provides regular reviews and modifications, ensuring that your financial plan is dynamic and ever evolving as your life changes. We utilize our powerful web based wealth management system, Heritage CFO, to monitor and track the plan.

Wealth Management - Strategic Money Management

Strategic Money

Our disciplined, time tested investment strategies provide your portfolio with the proactive service you need to achieve your goals. We advise on portfolios with a minimum value of $250,000. For potential clients who are financially responsible and saving a substantial portion of their income, we may waive the minimum portfolio size with the expectation that the portfolio will reach the $250,000 target in a reasonable time.

Wealth Management - Retirement Planning

Retirement Planning
& Beyond

Including retirement readiness assessment, cash flow, tax, pension, and Social Security strategies, and the development of reliable income strategies.

Wealth Management - Retirement Income Planning

Retirement Income

Developing a strategy to utilize your financial assets to create a steady and predictable flow of income during your retirement years.

Wealth Management - Estate Planning

Estate Planning

Working in conjunction with your estate planning attorney to help you understand how your assets will be distributed under your current estate plan and existing tax law. We will help to establish a comprehensive estate plan that leaves little to chance.

Wealth Management - Risk Management Strategies

Risk Management

Our team of Insurance Specialists identifies risks which could tremendously impair your financial situation, including life insurance, disability, and long-term care insurance.